This budgeting thing is never ending. It’s been a few months now since we began implementing our new plan and so far, we’ve been diligent about adhering to it. After paying bills and a little extra on loans each month, we are left with an itty bitty amount of disposable income to use for fun. We’ve found that setting aside this adventure fund, albeit a small one, allows us to enjoy a beer or two out, buy a new guidebook and catch appetizers with visiting friends and family. It has also kept us more intentional and mindful of how we spend our money.

Over the next few weeks, this could get even more challenging. We are both in need of some new wintry gear; both in clothing and hard goods. Thankfully, we get a bargain on most gear and are hoping to keep expenses relatively low for as long as we can. Until November, this may mean rice, beans and tortillas for dinner. A lot. I think I am okay with that. These, after all, are some of my favorite dinner combinations. Ask me again in December. I may have a different outlook. Either way, we’ll be sure to keep you posted.

treats are few, but when they happen, they are mighty delicious.

treats are few, but when they happen, they are mighty delicious.

As fascinating as this stuff is, I cannot wait to make our last loan payment. I can only imagine how being debt-free feels. It will be exciting to join the club, as well as be able to save for future expenses, like little Davis woolies and a house to call our own.